CIVIL REFERENCE NO. 000009167 OF 2026 FREDRICK MREMA COMPLAINANT / APPELLANT / APPLICANT / PLAINTIFF VERSUS VERONICA FRANCIS SHAO RESPONDENT / DEFENDANT INDEPENDENCE AGENCIES & COURT BROKERS LTD RESPONDENT / DEFENDANT RULING SIMFUKWE, J 6/08/2026 & 02/09/2026 SIMFUKWE, J.
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